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(219) 661-4200

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(219) 322-5005

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(219) 836-5870

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800-528-2273

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Home » Debit-atm-cards


Debit/ATM Card


It's the card that works like a check, only better. Think of it as your ATM card and your checkbook all rolled into one. Because the card carries the MasterCard logo, it's accepted anywhere MasterCard is welcome. Use our Debit/ATM card in more ways and at more places than ever before!

Debit cards include Smart Chip technology with enhanced security features! Learn more below.

Debit Cards also include access to Apple Pay! Click to learn more.
Apple Pay

International Debit/ATM Card Usage


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Here are a few Frequently Asked Questions about the Debit/ATM card. Simply click on a question to reveal it's answer.



1) What's the difference between my American Community Bank Debit/ATM card and a credit card?


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2) Where can I use my Debit/ATM card?


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3) How do I use my American Community Bank Debit/ATM card?


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4) What is a smart chip or chip card?


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5) How is the chip card more secure?


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6) Can I use my chip card at non-chip terminals?


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7) Why is my American Community Bank Debit/ATM card better than writing a check?


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8) What's the difference between using my signature or my PIN?


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9) How do I keep track of my purchases?


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10) What happens when I need to return merchandise?


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11) Can I use my debit card in other countries?


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12) What accounts can I access?


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13) What happens if my American Community Bank Debit/ATM card is lost or stolen?


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14) How can I get more information on the American Community Bank Debit/ATM card?


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Debit / ATM Card

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