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Home » Investments

American Financial Services

American Financial Services

American Financial Services (a division of American Community Bank) offers investment, estate, business, and personal financial planning services through Midwestern Securities Trading Company, LLC (MSTC). There is no charge for consultations and we will visit with you at any of our convenient locations. Contact Tira to schedule your free financial plan review.


(219) 365-6700


(815) 530-5872


More About Tira:

“I love helping guide people through the big moments in life. Weddings, college planning, retirement - all the moments that are made easier to navigate with a good plan.”

As a registered financial advisor, Tira Clement is dedicated to helping individuals, families, and businesses plan for their long-term financial goals by utilizing high quality investment and insurance products designed to meet their needs, objectives, and risk tolerances.

Services Offered:

  • Retirement Planning: 401(k), 403(b), SEP, Profit Sharing, Simple IRA, Roth IRA
  • IRA rollovers/transfers
  • Roth conversions
  • Advice on plan selection and investment allocation
  • Annuities - fixed and variable
  • Estate planning assistance
  • Mutual fund review
  • Portfolio review
  • College education planning
  • Tax-advantaged investing
  • Life insurance
  • Educational seminars

Business Philosophy:

My priority is to provide clients with the knowledge and education necessary to make good financial decisions. It's about managing the realities of today with a focus on your goals for tomorrow.

Background/Professional Qualifications:

Tira has a bachelor’s degree in economics and finance with a concentration in financial planning. She has also earned the FINRA Series 6, 7, 26, 63 and 65 securities licenses as well as state life and health insurance licenses. She has been in the financial services industry since 2012, including serving as a partner of a Chicago-land financial services firm before joining American Financial Services at American Community Bank of Indiana.

Areas of Focus:

  • Investment Advice
  • Asset Allocation
  • Corporate and Individual Retirement Planning
  • General Financial Planning

Personal Profile:

Originally from Watseka, Ill., she now lives in Morocco, Ind., with her husband, Bill. Together, they are the proud parents of their own little “Brady Bunch” of five children and the grandparents of two adorable grandsons and a granddaughter. Tira loves the theatre and has been in several productions, including playing the lead of Christine in Phantom of the Opera. Her sons have even joined her in a production or two over the years.

Tira has always been very active in the community, having served as an elected official in Iroquois County for eight years. She is also a past BNI chapter president and served on the board of directors for Sugar Creek Opera. She looks forward to being active in her new community.

American Financial Services is a division of American Community Bank of Indiana (ACB). Securities are: not insured by the FDIC; not a deposit or other obligation of, or guaranteed by, the depository institutions; subject to investment risks, including possible loss of the principal amount invested. Securities, Insurance, and Investment Advisory Services are offered through Midwestern Securities Trading Company, LLC (MSTC).

Member FINRA/SIPC. MSTC and ACB are not affiliated. Information provided by Registered Representatives of Midwestern Securities Trading Company, LLC is neither tax nor legal advice. Investors should speak to their tax professionals for specific information regarding their individual tax situations.

Tira Clement

Tira Clement

Financial Advisor

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