Our Community Loan Programs

The Our Community Loan Programs offer special discounted mortgage and home improvement loans exclusively for qualified properties in designated census tracts.

Visit the FFIEC website and enter the property address to determine the property's Tract Code to determine eligibility# for these programs.

#Offer available exclusively for properties within designated census tracts. Contact and American Community Bank Loan Officer to verify whether a home is in an eligible census tract. Bowwowers may also qualify for this program if not located in a low/moderate income census tract if the borrower's income qualifies at 80% or 50% of the median income for the area subject property. If the home is in a low or moderate income census tract, the tract income level will determine product/pricing regardless of the borrower's actual income level. Offer subject to change at any time without notice.