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Business Debit Cards

Make Purchasing Easier for Your Business

There are times when you need to make a quick purchase for your business. For those times, having a MasterCard® business debit card from American Community Bank is a very useful tool. Using a debit card makes it as easy as possible to make purchases around the world both in person and online. Your business debit card is connected directly to your business checking account, so funds are withdrawn directly and can easily be tracked in business online banking. Other benefits for business debit cards include:

  • Can be used to withdraw cash at ATMs
  • Payment accepted anywhere MasterCard is accepted
  • Cards feature EMV chip technology for enhanced security
  • Debit cards can be loaded onto your smartphone’s wallet and used with Apple Pay®
  • Your debit card can be used around the world. Please notify us before traveling

If you’re interested in a business debit card from American Community Bank, please contact our business banking team to get started.

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Lost or Stolen Debit Card

If you believe your card has been lost or stolen, call American Community Bank immediately during business hours and we will stop the use of your card immediately and order a new one for you. If you discover the loss/theft outside of normal banking hours, you have two options: you can use the bank's Mobile App to disable your debit card immediately and contact the bank as soon as you are able, or you can call 800-528-2273 (toll free, 24 hours a day, every day) and follow the instructions provided.


International Debit Card Usage

If you have plans to travel outside of the United States on a trip in which you intend to use your American Community Bank MasterCard Debit/ATM card, please make the bank aware of your plans about a week before you travel to request card activation for international usage.

Also, if you need or expect to make purchases with your MasterCard Debit/ATM card at businesses located outside the United States, please make us aware and request that we activate your card for international usage.

This is for your safety and protection, as many instances of fraud originate from outside of the country where it is difficult to police or prevent.

For ANY transactions outside of the United States, whether it is overseas or just in Mexico or Canada, we ask that you contact the bank, in person or in writing, before any expected transactions are attempted so that we can ensure that your American Community Bank MasterCard Debit/ATM card continues to work properly.

Your everyday, domestic use of your MasterCard Debit/ATM card remains unaffected. There is no need to do anything unless you are making plans to travel to or purchase items from outside of the United States.

In the event that fraud is ever suspected on your MasterCard Debit/ATM card, you may receive a phone call to verify transactions. Be advised that while you may be asked questions to confirm your identity, no one should EVER ask for your Card Number, PIN Number, or full Social Security Number.