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Certificates of Deposit

Focus Your Savings Efforts

If you’re looking to take advantage of higher interest rates than you can find in a traditional savings account, a certificate of deposit (CD) from American Community Bank is a great option. Our CDs offer flexible terms and rates that will allow you to grow your money and develop a smarter strategy for saving money. Here’s what you need to know about the CDs we offer: 

  • Minimum deposit of $1,000 required to open a CD 
  • Interest accrues based on a 365-day year 
  • Interest is not credited if the account is closed before interest is received 
  • Early withdrawal is subject to penalty

If you want to open a CD account, please click the button below to contact our banking team.

Connect With Us Current CD Specials

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Jumbo CDs 

Jumbo CDs offer many of the same benefits as traditional CD accounts, but with greater benefits because they have larger balances. American Community Bank’s jumbo CDs require a minimum deposit of $100,000. Contact our personal banking team to learn more about which CD product is right for you.