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Our Community Loan Programs

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A New Home Might Be Closer Than You Think

Borrowers can face many obstacles to home ownership. With a loan from American Community Bank's "Our Community” Loan Program, buying a home may have fewer obstacles than you think. These unique loans offer specially discounted mortgage financing exclusively for qualified properties in designated census tracts. Benefits include no private mortgage insurance requirements, no bank origination fees, and amazing below-market rates. Plus, if you're looking to refinance an existing loan, the program also includes discounted refinancing options.

Check Property Eligibility Program Details


Affordable Home Improvement Loans

If you already own your home, but are looking to make some home improvements, there is an “Our Community” Loan Program for that too. Offering incredible below-market rates and term options of 5, 7 or 10 years, these unique loans, available exclusively for qualified properties in designated census tracts, provide a great option for your home improvement projects.

To see if a property is eligible for the “Our Community” Loan Programs, please click the button below to determine the property's "Tract Code" number, then contact any member of our mortgage lending team to see if your property qualifies and learn more.

Check Property Eligibility Program Details


Contact Our Mortgage Lenders

Erin Hott

Erin Hott

Loan Officer

NMLS: 1379970

Location: Schererville Office

Phone: (219) 440-5990

Contact Me
Michael Pastrick

Michael Pastrick

Loan Officer

NMLS: 1539355

Location: Schererville Office

Phone: (219) 440-5990

Contact Me
Brian Wieser

Brian Wieser

Loan Officer

NMLS: 1576094

Location: Schererville Office

Phone: (219) 440-5990

Contact Me
Todd Williams

Todd Williams

Senior Vice President, Lending

NMLS: 552314

Location: Schererville Office

Phone: (219) 440-5990

Contact Me