Choose Your Checking Account
The right checking account serves a variety of purposes for you. They allow you easy access to your money and can help you earn interest on your balance if certain requirements are met. American Community Bank offers three checking accounts for our customers to choose from, each of which includes several benefits like a free debit card and free access to the American Community Bank mobile banking app. If you are interested in learning more about which checking account is the right choice for you, please contact our personal banking team.
Compare American Community Bank Checking Accounts
xAccount Name | Student Checking | Freedom Checking | Independence Checking | Liberty Checking |
|---|---|---|---|---|
Account Type | Checking for students | Simple free checking | Interest-bearing checking | Interest-bearing checking for customers 55+ |
Minimum Deposit to Open Account | $10.00 | $10.00 | $400.00 | $300.00 |
Minimum Balance | None | None | $400.00# | $300.00# |
Earns Interest? | No | No | Yes, when minimum balance maintained | Yes, when minimum balance maintained |
Monthly Service Charge | Never | Never | $0, or when balance falls below minimum, $8 | $0, or when balance falls below minimum, $6 |
Debit/ATM Card | Free* | Free* | Free* | Free* |
Digital Banking with Mobile App | Free^ | Free^ | Free^ | Free^ |
Free Checks | Yes+ | Yes+ | Yes+ | Yes+ |
Free Gift | Yes | Yes | Yes | Yes |
# A balance below the minimum required will generate a monthly service charge.
* Free withdrawals at American Community Bank ATMs. Transaction fees assessed by other financial institutions for use of their ATMs may still apply.
^ Data rates may apply.
+ Free checks limited to the first box of specialty checks.