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Mortgage Loans

family in new home

Find Your Home Loan Solution

American Community Bank is one of the premier mortgage lenders in Northwest Indiana. Our mortgage lending team specializes in helping you find the right mortgage loan that will work best for you and your family. From traditional fixed-rate mortgages to refinancing your existing home loan, our lenders will work with you to determine how we can best meet your borrowing needs. If you would like to start a mortgage loan application or schedule a consultation with a member of our home lending team, please click the button below to access our Mortgage Web Center.

Mortgage Web Center  Apply Now  Current Lending Rates


American Community Bank’s Mortgage Loan Offerings

Loan TypeWhat You Need to Know About This Mortgage Loan

Fixed-Rate Mortgage

A fixed-rate mortgage means the rate on your loan will stay the same throughout the loan's entire term. This allows you to budget around a consistent monthly payment each month. This is a good option for borrowers who plan to live in their new home for at least 10 years.

Adjustable-Rate Mortgage

These loans typically have a lower rate than fixed-rate loans during an initial fixed term. After that initial term, the rate is subject to change. This is a better option for borrowers who don’t plan on staying in their home for longer than 10 years.

Mortgage Loan Refinance

Refinancing your mortgage loan allows you take advantage of lower interest rates. Refinancing can help reduce your term, reduce your monthly payment and save you thousands in interest.

VA Loans

These loans are offered through the Veterans Administration and provide assistance to veterans and their families by providing exclusive benefits to borrowers. Benefits include no down payment requirements and reduced income restrictions.

FHA Loans

These loans are offered through the Federal Housing Authority and are designed to help borrowers overcome obstacles associated with buying a home. FHA loans can offer more flexible qualification criteria and lower down payments. 

Contact Our Mortgage Lenders

Erin Hott

Erin Hott

Loan Officer

NMLS: 1379970

Location: Schererville Office

Phone: (219) 440-5990

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Michael Pastrick

Michael Pastrick

Loan Officer

NMLS: 1539355

Location: Schererville Office

Phone: (219) 440-5990

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Brian Wieser

Brian Wieser

Loan Officer

NMLS: 1576094

Location: Schererville Office

Phone: (219) 440-5990

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Todd Williams

Todd Williams

Senior Vice President, Lending

NMLS: 552314

Location: Schererville Office

Phone: (219) 440-5990

Contact Me